Not legal advice
Foreclosure Leader and Mortgage Modification Helpline are not law firms and do not provide legal representation through this website. Content and support conversations are general information, not legal, tax, bankruptcy, investment, or financial advice. Contact a licensed attorney in your state for advice about rights, defenses, court papers, bankruptcy, title, or deadlines.
Not a government or mortgage decision maker
Foreclosure Leader is not associated with the government, and our service is not approved by the government or your lender. We are not your lender, mortgage servicer, loan owner, insurer, court, or foreclosure trustee. We cannot approve a loan modification or direct another party to stop a sale. Even if you accept this offer and use our service, your lender may not agree to change your loan.
No promises or guarantees
Past experiences do not guarantee future results. No statement on the website should be read as a promise to save a home, stop a foreclosure, lower a payment, obtain government assistance, or secure particular loan terms.
Continue making decisions carefully
Do not stop making a mortgage payment, ignore a notice, transfer title, or miss a legal deadline based only on website content or a marketing statement. If you stop paying your mortgage, you could lose your home and damage your credit rating. Ask your servicer for account-specific information and obtain qualified legal advice when rights or deadlines are involved.
Urgent situations
If a sale date, lawsuit, eviction, tax deadline, or bankruptcy issue is involved, seek qualified advice immediately. Do not rely on submitting a website form as notice to a servicer, court, trustee, or government agency.